CAGR Insights is a weekly newsletter full of insights from around the world of web.
| Index | 15-Dec-23 | 08-Dec-23 | Change |
| Nifty 50 | 21,457 | 20,969 | 2.32% |
| Nifty 500 | 19,145 | 18,704 | 2.36% |
| Nifty Midcap 50 | 13,029 | 12,624 | 3.21% |
| Nifty Smallcap 100 | 14,886 | 14,404 | 3.35% |
Gyaan Ki Baat
7 rules for a happy life from Berkshire’s Charlie Munger:
1. Manage expectations: If you have unrealistic expectations, you’re going to be unsatisfied which will make your life miserable.
2. Avoid envy: Envy makes people’s life Miserable. We should be grateful for the things we have.
3. Eliminate resentment: Resentment leads to misery. We should think of good things that have happened in our life.
4. Stay cheerful despite adversity: Life is not like a bed of roses. But with a cheerful heart, we can bloom amidst any situation.
5. Be reliable and surround yourself with reliable people: Reliability is about doing what you say you will do. It’s about being somewhat predictable and reasonable.
6. Follow your natural drift towards something that excites you: If you do something that excites you, Success often becomes an eager companion in your journey.
7. Read and study constantly: Learn from past mistakes and become more educated every day by reading more.
Source: Valueresearch
Here’s the list of curated readings for you this week:
Personal Finance
· The Art of Averaging Down – This article discusses business characteristics which help decide whether or not you should average down on certain stocks. Read here.
· Important Factors for analysing mutual funds – Morningstar describes different factors (like fund performance, fund strategy) and how they should be assessed while selecting a mutual fund. Read here.
· SEBI Proposes Lower Face Value to Boost Retail Participation in Corporate Bonds – The move aims to make corporate bonds more accessible, potentially boosting India’s corporate bond market and enabling companies to raise capital for infrastructure expansion. Read here.
· Fintech Solutions for India’s Elderly – The blog explores the emerging opportunities and challenges in India’s fintech landscape concerning the elderly population, discussing demographic shifts, financial characteristics, and proposing tailored solutions for their unique needs. Read here.
· The rise of AI poses a threat – Nikhil Kamath discusses the challenge posed by the increasing sophistication of AI and deepfake technology for the financial services industry, particularly in verifying the authenticity of individuals during digital onboarding. Read here.
Investing
· Naval Ravikant on Navigating Tech’s Regulatory Landscape – Insights and Advice from CEO and Founder of AngelList, emphasizing the importance of pursuing intellectually passionate and knowledge-driven innovations over trend-chasing. Watch here.
· Trend of FII inflows into Emerging markets – The table depicts that India has received the highest number of FII equity flows compared to other emerging markets over the last year. Read here.
· Analysis of IRFC: the systemically important NBFC – The article examines the robust and unique business model of IRFC. It explores the company’s riskless lending to the government, its over-capitalization, potential implications of breaching self-imposed leverage limits post-IPO, and the extremely low valuation of its stock. Read here.
· Indian Hospital Industry Booms Post-Covid – The Indian hospital sector exhibits robust growth with a projected 12% CAGR over the next three years, driven by increased health insurance penetration, post-Covid recovery, and strategic industry shifts. Read here.
Economy
· India’s Economic Rise Surpasses China– With projections indicating India’s GDP could become the world’s third-largest by 2030, driven by factors like manufacturing gains, infrastructure upgrades, and optimistic growth forecasts, while China faces challenges of a slowing economy and declining global influence. Read here.
· Global Economic Outlook for 2024: Soft Landing Amid Uncertainties? – Despite uncertainties stemming from the Federal Reserve’s rate hikes and challenges in China, the global economy is predicted to experience a soft landing in 2024. Read here.
· Fed rate-cut favors emerging markets– Data from HSBC Asset Management suggests that emerging markets may outperform in 2024 as the Fed is expected to initiate a rate-cutting cycle in the second half, favouring assets like Indian bonds. Read here.
· The Significant Power Dilemma in India – The Central Electricity Authority (CEA) data reveals India’s ongoing dependence on fossil fuels for power generation despite significant growth in renewable capacity, posing challenges for the country’s transition to clean energy. Read here.
· Mapping Global Interest in Generative AI Tools – The article explores global interest in generative AI tools, revealing the Philippines as the country with the highest search volume, and highlights preferences in text, image, audio, and video generation, emphasizing the evolving landscape of generative AI worldwide. Read here.
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