CAGR Insights is a weekly newsletter full of insights from around the world of web.
| Index | 16-Feb-24 | 09-Feb-24 | Change |
| Nifty 50 | 22,041 | 21,783 | 1.19% |
| Nifty 500 | 20,165 | 19,962 | 1.02% |
| Nifty Midcap 50 | 14,035 | 13,841 | 1.41% |
| Nifty Smallcap 100 | 16,194 | 16,269 | -0.46% |
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Mahila Samman Savings Certificate: a government scheme aimed at encouraging women and girls to save and invest for their future. This exclusive scheme is open for a limited time, from April 2023 to March 2025, and can only be availed by investing in the name of a girl child or woman.
Investor can make a maximum deposit of ₹2 lakhs under this scheme with a single PAN. The scheme provides a fixed interest rate of 7.5% p.a . . The maturity period of the Mahila Samman Savings Certificate account is two years. There is a partial withsrawal facility available where Investor can withdraw up to 40% of the balance. This investment can be done in some selected banks or a post office near you.
Suppose investing Rs.2,00,000 into this scheme that guarantees a yearly interest rate of 7.5%. In the first year alone, you will earn Rs.15,000 in interest on your initial investment. And in the second year, that amount increases to Rs.16,125. This means that after just two years, you will have a total of Rs.2,31,125.
Here’s the list of curated readings for you this week:
Personal Finance
- 8.25% Interest Rate on EPF for FY 2023-24, Highest in 3 Years – The 235th CBT meeting of EPFO recommends an 8.25% interest rate on EPF deposits for FY 2023-24, aligning with PM Modi’s social security commitment, pending official approval. Read here.
- Managing Risks in Equity Investments Amidst Market Optimism – The article provides insights into potential risks including inflation spikes, delayed recession, election uncertainties, geopolitical tensions, and the challenge of a K-shaped economic recovery in India, emphasizing the importance of risk management and implementation in navigating these challenges. Read here.
- Unlocking Hidden Potential – Exploring how optionality in stock investments, akin to call options, offers potential for non-linear growth and hidden value, exemplified by ventures like Jio and strategic shifts in companies. Read here.
- Insights on Sector Investing in India’s Equity Market – The article analyzes sector exposures in India’s equity market, highlighting the outperformance of financials and limited exposure to state-owned enterprises, while also discussing the impact of sector valuations and correlations on investment decisions. Read here.
- Analyzing Wall Street’s Pivot – Wall Street’s recent shift from China to India as a prime investment destination sparks debate over its broader implications for global markets amidst contrasting economic trajectories. Read here.
- Why Diet Coke Failed in India – A Case Study of Market Misfit and Taste Preference, leading to Diet Coke’s discontinuation and the rise of zero sugar soft drinks. Read here.
- SEBI Considers Models to Regulate API-Based Algorithmic Trading – SEBI is considering two models with plans to require stock brokers to take responsibility for their algos’ cyber and data security, and clients to have complete knowledge of the strategies. Read here.
- The Imperative of Accountability – Anil Singhvi discusses the detrimental impact of poor corporate governance on companies like Byju’s and Paytm, emphasizing the need for accountability among independent directors and auditors to prevent future crises. Read here.
Economy
- Potential Inclusion of Indian Government Bonds – The Bloomberg Index Services advisory committee suggests adding Indian government bonds to the Emerging Market Local Currency Index, potentially attracting $5 billion from investors, pending formal approval. Read here.
- Ayodhya’s Economic Transformation – Ayodhya’s economy receives a substantial boost with a ₹41,600 crore investment by the Centre and state government to accommodate the anticipated influx of 2.88-3.6 crore visitors, marking a significant business expansion. Read here.
- BJP Spends $1.2 Million on YouTube Ads – YouTube has become a crucial platform for political campaigning in India, with parties increasingly relying on influencers and ads to reach voters. Read here.
- How Listerine Marketed a Medical Condition – Listerine capitalized on creating the concept of “halitosis” to market its mouthwash, exemplifying how marketers can fabricate medical conditions to boost sales. Read here.
- EY’s $700 Million Borrowing to Deal with Consulting Spinoff Fallout – EY took on extra borrowing to cover costs related to its failed plan to spin off its consulting unit. Read here.
- Global Economic Landscape – China and India forecasted to lead the largest consumer markets by 2030, with significant increases in consumer numbers driving global economic shifts. Read here.
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That’s it from our side. Have a great weekend ahead!
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The content of this newsletter is not an offer to sell or the solicitation of an offer to buy any security in any jurisdiction. The content is distributed for informational purposes only and should not be construed as investment advice or a recommendation to sell or buy any security or other investment or undertake any investment strategy. There are no warranties, expressed or implied, as to the accuracy, completeness, or results obtained from any information outlined in this newsletter unless mentioned explicitly. The writer may have positions in and may, from time to time, make purchases or sales of the securities or other investments discussed or evaluated in this newsletter.