Liquid Funds Calculator

If you have spare cash lying around which you need to use in a few months / years, you need not leave it in your savings bank account. You can target to earn anywhere between 6-7% annually even on your idle cash, even if you need it 2 months down the line. Liquid funds are meant for parking your liquid money and use it whenever you want.

Liquid Funds invest in low risk, quick maturity instruments such as Treasury Bills. Since these are not linked to stock markets or even debt instruments which have a longer tenor, they are the go to solution for parking extra cash.

Investing in Liquid Funds is pretty much the same as investing in any other mutual funds. Just create your Investment Services Account and start investing. You do not need a Demat Account for investing in mutual funds. Contact us for more clarity on the same.

Returns from Liquid funds are taxed like debt funds. If you withdraw your investments before 3 years from your date of investment, your gains will be taxed at your marginal rate of tax as they will be considered as Short Term Capital Gains. However, in case you withdraw after 3 years from your date of investment, it will be treated as Long Term Capital Gains and will be taxed at a flat rate of 20% after indexation. Read more on what indexation means here.

It is no more complicated than just inserting the numbers and clicking the 'Next' button. Get started now with these easy steps!

1) Choose an Investment type. Decide if you want to invest a fixed amount altogether or if you want to opt for a more disciplined way of creating wealth over the long term by investing small sums every month.
2) Decide the amount you want to invest and the period during which you can stay invested.
3) Let our calculator crunch the numbers and make your decision based on our calculator's accurate results and our expert advice!
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