I had no idea what to do with my money lying in my bank account and I was convinced that I am financially secured after purchasing a house. But I had not visualized that the house alone will not suffice for my retirement needs. On their recommendation, I started a few SIPs and after 1 year, I think the CAGRfunds team really directed me towards a sensible decision. Realising the advantages, I advised my other family members to also start SIPs which they eventually did.